I have a "private client"…

I have a "private client" account at a regional bank, not because I want to talk to anyone, but because it gets you the lowest fees and best interest rates. The only "cost" is I have to screen a dozen phone calls and e-mails a year as they try to upsell me.

I think I’ve had 15 account managers in the last ten years. Most of the email they send me is them handing me off to the next one.

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